A little explanation of "a positive shopping trip" & " Extra Bucks & Register Rewards" left over for next week.
I use those phrases from time to time. Once my shopping trip is complete ... I add up how much I have spent (combining totals from multiple transactions if that is the case). Then ... I add up how much I saved ... usually printed on the receipt somewhere near the bottom. If I have Extra Bucks or Register Rewards left from my shopping trip, I subtract that amount from my amount spent (because that is ... in reality ... paper money for that store). The same amount is then added to the amount I saved. Taking the new totals ... I add the new amount saved with the new amount spent ... The total gives me the total retail. To find the % saved ... I take the amount saved and divide it by the retail amount. Ta Da!!!
Example:,
*Total Retail = $8.00 ... Total Saved = $6.00 ... Total spent = $2.00 ... A 75% Savings but with $3 Extra Bucks left over.
---> Subtract $3 EB from amount spent ... and ... Add $3 EB to amount saved
*New totals are $0 paid and positive $1EB ... essentially spending $0 with $1 left over ... and ... Amount safer reflects the left over EB ... or $9 ... A 112.50% savings ... more accurate!
It all sounds much more confusing than it is ... I used to get overwhelmed trying to figure out and understand how to best maximize EB & RR ... I used to go in the store with my list in hand ... multiple transactions (for rolling over EB & RR) all figured out ... then get flustered when items were not in stock. I would have to re-work my plan or start over.
In time ... once you are comfortable with how it all works ... you too will get to the point where you just have your list (I include the breakdown of item cost, coupons, EB or RR, and final cost) ... shop for what is available from your list ... and work out your plan on the fly. It usually takes me about 5-10 minutes to plan out my transactions ... The goal is to spend the least 'out of pocket ' per transaction.
If you are not familiar with CVS and Walgreens .... They offer Extra Bucks and Register Rewards when certain items are purchased. CVS usually has a limit on the number of items that can be purchased per card ... Walgreens Limit the number of items they can be purchased per transaction. Feel free to read the info located on the tabs at the top for more information on how to shop at he both CVS & Walgreens. Check out the videos for additional helpful information!
I hope you find this info helpful!
Happy Saving!
Tracey